Dubai has become one of the most sought-after real estate destinations for global investors. With its world-class infrastructure, zero property tax, and a strong economy, the city continues to attract thousands of international buyers each year. If you are planning to own property in Dubai, you’ll be glad to know that the government has made the process seamless for foreigners, offering both security and long-term investment potential. 

In this guide, Invesca Real Estate walks you through everything you need to know about buying property in Dubai as a foreigner in 2025. 

Can Foreigners Buy Property in Dubai? 

Yes, foreigners can buy property in Dubai . Since 2002, the Dubai government has allowed non-residents to own property in designated freehold areas. This policy transformed the emirate into a global hub for real estate investment, attracting buyers from Europe, Asia, Africa, and beyond. 

As of 2025, international investors can purchase freehold properties in prime locations such as Downtown Dubai, Dubai Marina, Palm Jumeirah, Jumeirah Village Circle (JVC), Business Bay, and several emerging communities. 

Foreign buyers can: 

• Own property outright in freehold zones.
• Lease property through long-term leasehold agreements (up to 99 years).
• Invest in both residential and commercial properties. 

Why Invest in Dubai Property as a Foreigner in 2025? 

Dubai’s real estate market is thriving due to several factors that make it one of the safest and most rewarding places for international investment. 

1. High Rental Yields 

Dubai offers rental returns between 6%–9% annually, significantly higher than global cities like London, New York, or Hong Kong. 

2. Zero Property Tax 

Unlike many countries, Dubai does not charge annual property taxes, making ownership more profitable. 

3. Residency Benefits 

Foreigners who purchase property above a certain threshold (AED 750,000 to AED 2 million depending on visa type) can apply for renewable residency visas. 

4. Stable and Transparent Market 

Dubai Land Department (DLD) ensures all transactions are safe, transparent, and well-regulated. 

5. World-Class Lifestyle 

From luxury living on Palm Jumeirah to affordable communities in Dubai South, foreigners can choose from a wide range of properties that suit their lifestyle and budget. 

Legal Process for Foreigners Buying Property in Dubai 

The process of  Dubai property purchase for foreigners is straightforward when done through trusted agents like Invesca Real Estate. Here’s how it works: 

1. Choose the Property 
   Decide on the type (apartment, villa, townhouse, or commercial) and location.
2. Sign the Sales Agreement 
   A Memorandum of Understanding (MoU) is signed between buyer and seller, usually requiring a 10% deposit.
3. No Objection Certificate (NOC) 
   The developer issues an NOC confirming there are no outstanding payments.
4. Transfer of Ownership 
   At the Dubai Land Department office, the buyer pays the full amount, and the property ownership is officially transferred.
5. Registration 
   The buyer receives a Title Deed, making them the legal property owner. 

Costs Involved in Buying Property as a Foreigner 

Apart from the property price, here are the additional costs to consider: 

• Dubai Land Department (DLD) Fees: 4% of the property value.
• Registration Fees: AED 2,000–4,000 depending on the property value.
• Real Estate Agent Commission: Typically 2% of the property price.
• Service Charges: Annual fees for building maintenance, depending on the community. 

Best Areas for Foreigners to Buy Property in Dubai (2025) 

Choosing the right location is crucial for  property investment in Dubai for foreigners . Here are some top areas: 

• Downtown Dubai – Luxury apartments near Burj Khalifa and Dubai Mall.
• Dubai Marina – Waterfront living with strong rental demand.
• Palm Jumeirah – Iconic villas and apartments offering exclusivity.
• Business Bay – Ideal for professionals seeking commercial and residential spaces.
• Jumeirah Village Circle (JVC) – Affordable apartments with high rental yields.
• Dubai South – Emerging area near Expo City and Al Maktoum Airport. 

Can Foreigners Get Mortgages in Dubai? 

Yes, foreigners can finance their property purchase through UAE banks, subject to eligibility. Typically: 

• Expats can get up to 75% mortgage for properties under AED 5 million.
• Loan tenure is usually 25 years.
• Proof of income, residency status, and creditworthiness are required. 

Key Tips for Foreign Investors in Dubai 

1. Work with a RERA-registered real estate agency like Invesca to avoid fraud.
2. Understand the developer’s track record before purchasing off-plan properties.
3. Factor in service charges and maintenance costs when calculating ROI.
4. Consider rental demand in your chosen area to maximize returns.
5. Stay updated on visa eligibility rules tied to property ownership. 

Future Outlook: Dubai Real Estate in 2025 and Beyond 

Dubai’s real estate market is expected to remain strong in 2025 due to: 

• Increasing foreign investment inflows.
• Continued government support with investor-friendly policies.
• Ongoing mega-projects like Dubai Creek Harbour, Expo City expansion, and new luxury waterfront communities. 

For foreigners, the city promises both high-quality living and profitable returns on investment. 

Final Thoughts 

Buying property in Dubai as a foreigner in 2025 is not just possible—it’s highly rewarding. With clear laws, tax-free ownership, and strong rental yields, Dubai continues to rank as a global leader in real estate investment. 

At  Invesca Real Estate , we guide international buyers through every step, from selecting the best area to completing the legal process, ensuring a smooth and profitable investment journey. 

If you’re ready to explore opportunities in Dubai’s thriving market, contact Invesca Real Estate today and make your investment move with confidence. 

FAQs: Buying Property in Dubai as a Foreigner (2025) 

1. Can foreigners buy property in Dubai? 
Yes, foreigners can purchase properties in designated freehold areas, including apartments, villas, and commercial units. 

2. What is the minimum investment required? 
Apartments start around AED 500,000–750,000, while villas and luxury homes typically start from AED 2 million. 

3. Are there property taxes for foreigners? 
No, Dubai does not charge property tax or capital gains tax, making it a profitable investment destination. 

4. Can owning property lead to a residency visa? 
Yes, eligible property owners can apply for a renewable residency visa based on their investment. 

5. Which areas are best for foreign investment in 2025? 
Top areas include Downtown Dubai, Dubai Marina, Palm Jumeirah, Business Bay, Jumeirah Village Circle (JVC), and Dubai South. 

6. Can foreigners get mortgages in Dubai? 
Yes, expats can secure up to 75% of the property value through UAE banks, depending on income and credit. 

7. What additional costs should buyers expect? 
Besides the property price, buyers pay DLD fees (4%), registration fees (AED 2,000–4,000), agent commission (~2%), and annual service charges. 

8. How long does the property purchase process take? 
Typically 4–6 weeks, including signing agreements, obtaining NOC, transferring funds, and registering with the Dubai Land Department. 

9. Is investing in Dubai property safe for foreigners? 
Yes, transactions are regulated by RERA and the Dubai Land Department, ensuring transparency and security. 

10. What types of properties can foreigners buy? 
Foreigners can buy apartments, villas, townhouses, commercial units, and off-plan properties in freehold areas.